What Should You Do With Your 401(k)
After a Job Change?

You do have options!

Did you know that millions of dollars get “orphaned” every year by employees who change jobs and neglect to take the proper action with their employer-sponsored retirement account?*

Don’t let this happen to you!

The first step is to educate yourself and understand your available options, and that’s why we developed our
401(k) Action Plan Guide.

This easy-to-understand guide outlines several potential 401(k) options that allow you to stay in control of your money. In addition, if you change jobs again in the future, you’ll understand exactly what you’ll need to do to protect your 401(k) plan. Employers are supposed to provide their employees with this information, but when they do, it can be confusing, over-complicated, and poorly explained.

You’re only minutes away from understanding your 401(k)!

Click to Download the 401(k) Action Plan

*http://www.benefitspro.com/2013/05/09/orphaned-401k-accounts-stacking-up Orphaned 401(k) Accounts Stacking Up May 9, 2013 by Paula Aven Gladych

Our 401(k) Action Plan Answers Many Common Questions

Topics covered include…

What Are the Options?

There are 4 primary options for your retirement account when you change jobs. The 401(k) Action Plan guide will tell you all four of them.

What If You are Nearing Retirement?

Changing or losing a job when you are nearing retirement can be a scary situation. This guide helps you to put it into perspective and calculate your next move.

Should You Cash Out Your 401(k)?

Does it make sense to simply cash out the 401(k) from your previous employer? Before you do, make sure you understand the tax and retirement implications.

How Do Rollovers Work?

Does it make sense to rollover the 401(k) or other plan from your previous employer into a new account? If so, how does that work and what do you need to do?

What If You Do Nothing

If you don’t take any action with the 401(k) from your previous employer, what will happen to it?

Avoiding Taxes and Penalties

Making the wrong move with your 401(k) can result in unexpected taxes and penalties. The Action Plan Guide explains how to avoid these potential issues.

Click to Download the 401(k) Action Plan